One merely needs to fill the application form with personal details, amount of foreign currency etc, and submit a self attested photocopy of one's passport.

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So make sure that you have sufficient balance in this account. Fill the Forex Reload form or A2 form with a cheque or debit instruction for the amount to be reloaded. You can also use NetBanking to reload your card anywhere, anytime, even when you are abroad. But always choose a Forex card based on what it offers. They differ in terms of what they offer a customer. Like Free travel insurance, free withdrawals, emergency cash benefit etc. You can check whether Thomas cook or others have these offers.

Though, not sure how practical it is. Loading your Regalia Forex Plus card with Rs. Same with credit cards, makes sense if you hold Infinia or Diners Black to avail 5X reward points. Be aware that using debit cards abroad is not suggested as its not that secure as Credit card , which is one of the major reasons to hold a credit card. Worth the hype or yet another fail?

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Feel free to share your views in comments below. What does this mean? This means, a similar card on a similar card on the master card platform from say for eg IndusInd Bank will have different conversion rate. You are right in your understanding. They charged me a mark up which was different from the Inter bank rate Lowest possible rate , they also charged me for ATM transactions.

The charges are very close to the Inter bank rates and the markup is negligible. This is very different from what the banks usually charge us. Also 2 ATM withdrawals are free! You should try it. I am impressed. Plz elaborate the point that debit cards are not as safe as credit cards during foreign trips….

Get 10X Rewards on International Spends on all HDFC Bank Cards

This is NOT available on debit card transactions. Hi I will be going to europe for an year. I presently have diners premium from HDFC only. The card has 0 card issuance fees, 0 markup and is available on their website. In fact i was able to do a completely online process and get the card delivered to my home! They are also giving 2 ATM withdrawal free of cost! I think this is the best forex card that is available online.

It also has all the Visa offers bundled in the card. Hi Siddharth, I am traveling to Europe for about 20 days next month on a vacation. While searching for best forex solutions, I came across your articles and really liked them!

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He also said that he would try and give me some discount on this rate also around p per dollar. So, in all a saving of about 0. This all sounded quite convincing! Do you think it would be good, compared to Axis bank multi currency forex card? Similiar rates as seen on xe. Can you please suggest?

I would be loading around euros. I have Yes First Preferred card which has 1.

Would you recommend this forex card over those 2 credit cards? I am a student going abroad for studies please help me with cards to take and other financial things Thanks Parth. I am planning for Dubai trip. I was initially thinking to go for it, but with points cap it will be of lees value. Bookmy forex seems good with free atm withdrwal and less conversion charge.

Regalia forex card option works when you load with 5X points. Else, you may checkout Indusind Forex card. Uber, i noticed a strange thing recently. Hi Siddharth, Please can you tell me where they say online on site, they have cap on 5X rewards points upto points only. Because the executive who came to me said 5X reward points without cap. I am looking for INR to Euro to Icelandic Krona can any one suggest the travel card with zero or lowest possible cross currency charges.

Along with it It has Zero Cross currency charges. Is there any catch? Is it worth to buy? Along with this could you please suggest a better place to get IDR in New delhi. Is it a best rate?

I need your suggestion Bcoz I want to save my money in whatever the best possible way are. Is it worth buying? I could not find any option asking for forex card details. Please help. Zero conversion charge propaganda is fully false when it comes to ATM withdrawal.

The worst part is customer service where noone from HDFC is responding.